Kid run up a €5k FIFA16 bill on dads credit card.

This is one of them example stories that a parent can relay onto the kids to prevent them from doing dumb things with your credit card.

So I just got wind of a story doing the rounds that a kid in Ontario, Canada run up a FIFA16 bill of €5k….. the story is that Lance Perkins’ 17 year old son was playing FIFA16 when he wanted to buy online conetent or in game purchase of “FIFA Points” – an in-game currency that allows you to buy “FUT Packs and Draft Entries” . These points can be used to purchase players with better stats than you have to play and try to win more games online. EA sells packs in increments ranging from 100 points — for €0.99 — all the way up to 12,000 points, which will set you back €99.99. Even if Perkins the Younger bought the 12,000 point packs alone, it’d still take him over 50 transactions to hit his total.

Dylan (My kid) is a big fan of FIFA16 and the FIFA game series as a whole and while he has a PS4 in the bedroom which is only new it’s the only game that he has and plays. He wanted the FIFA16 Ultimate edition this year due to the extra options, at first I was unhappy at the price at nearly 100 euro but again its the only game in a year we buy so i relented on the condition that no extra money is spent on the game. Now while he did get a €50 store voucher this xmas he spent that on the game it was his and a limited spend for him. One thing I will not allow is a constant stream of spending to get the better players quicker. Play the game and earn your way forward.

DLC or in game purchase is a very dangerous thing for a parent and the kids. If you do not have your account set up correctly you run the risk of getting a very large bill and there is very little you are able to do about it. see below for a few tips on locking up your account from the kids and negate the risk of an unexpected charge.

 

From the Microsoft XBox site – PS4 variant is out there but see below as a starter guide and start to lock your CC details and gaming profiles down from the kids. One thing i do is have password protection before any and all purchased on the PS4, also send me an email when a purchase is made so i know straight away all account activity.

Manage payment options for Xbox Live child accounts

To manage the payment option associated with an Xbox Live child account, you must sign in using the Microsoft email address and password of the child’s account, not the parent’s account.

Having a balance due on a payment option

If you need to remove a payment option tied to a subscription that has an outstanding balance, you’ll be prompted to settle the balance owed before removing the payment option. Here’s how:

  1. Sign in to your Microsoft account.
  2. Select Services & subscriptions.
  3. Under Next charge, select Pay now for the subscription with the past due balance.
An example screen shows current subscriptions on a Microsoft account.
  1. On the “Change how you pay for these subscriptions” page, select the payment option to be changed from the drop-down list.
A screen provides options to change your payment option to a method already saved to your account or to

Note To add a new payment option, select Add a new way to pay, select Next, and then follow the steps to set up your credit card, debit card or PayPal account as a new payment option.

  1. Once you’ve changed the payment option, select Next. This will transfer any balance you owe and immediately charge the new payment option.

If you need to remove a payment option, select Payment & billing, select the payment option to remove, and then select Remove. For details, see Manage your payment options online.

Adding or updating a payment option

To add or update a payment option that’s tied to a subscription in a child account, follow these steps.

Note If you want to add a new payment option for your Store purchases only, use the steps in the section below.

  1. In a browser, go to My Account.
  2. If needed, sign in to the Microsoft child account you want to change.
    Note If you don’t know your Microsoft account email address or password, use the Lost Account Solution or the Lost Password Solution.
  3. Select Services & subscriptions.
  4. In the Xbox Live section, under Paid with, select Change how you pay.
  5. Select Add a new way to pay, select Next and then follow the steps to set up your credit card, debit card or PayPal account as a new payment option.

Add a new payment option for your Store purchases

Note If you use the same payment option for both your Store purchases and your Xbox Live subscription, use the steps in the section above.

To add a new payment option for your Store purchases only, use the following steps:

  1. In a browser, go to My Account.
  2. If needed, sign in to the Microsoft child account you want to change.
    Note If you don’t know your Microsoft account email address or password, use the Lost Account Solution or the Lost Password Solution.
  3. Select Payment & billing, and then select Payment options.
  4. Select Add a payment option, and then follow the steps to set up your credit card, debit card or PayPal account as a new payment option.

 

The Working Dad

The Working Dad

The Working Dad is a regular guy called Darren, Working as a senior manager for a leading NGO I have two kids and happily married. This is my blog about the life and times of being a dad today..
The Working Dad